Workforce CPO
Credit Risk Associate (Credit Analyst) Workforce CPO Location: Remote (Philippines) Employment Type: Full-Time Independent Contractor ONLY APPLY IF YOU HAVE VERIFIED AUSTRALIAN CREDIT AND MORTGAGE EXPERIENCE. Workforce CPO is seeking a highly skilled experienced Credit Risk Associate (Credit Analyst) to support our Australian lending clients in delivering accurate, timely, and high‑quality credit assessments. This role requires strong analytical capability, excellent attention to detail, and the ability to work efficiently within a fast-moving credit environment. You will collaborate with Business Development and Credit teams, assist in preparing approval documentation, review valuations, process loan applications, and support the end‑to‑end credit workflow. Your work will directly influence loan quality, turnaround times, broker satisfaction, and overall operational performance. This role is ideal for professionals who want to deepen their expertise in credit, risk, and loan operations while working in a stable, supportive, and high-performance environment. Key Responsibilities Credit Assessment \& Processing Conduct initial credit assessments of loan applications. Review webforms, supporting documents, and application files to ensure completeness and compliance with credit policies. Issue Approval Letters within required SLAs, with minimal rework. Review valuations and assist in preparing instructions for legal documentation. Prepare comprehensive Credit Proposals for review and sign-off. Maintain clear, complete, and up-to-date file notes throughout the credit process. Collaborate with brokers, valuers, lawyers, and internal stakeholders to ensure smooth progression of applications. Risk \& Compliance Complete all assigned Risk Plan activities within the month, with no overdue actions. Maintain working knowledge of policies, procedures, and credit frameworks. Ensure all files are compliant and support a zero-loss credit culture. Innovation \& Continuous Improvement Participate in process improvement initiatives, including testing, documentation, and change management. Contribute ideas that improve speed, accuracy, and efficiency in credit workflows. Team Collaboration Attend team meetings, actively contribute to discussions, and support team objectives. Uphold and promote Workforce CPO’s core values through behaviour and work quality. Key Performance Indicators (KPIs) Same-day turnaround (by 4 PM) or within noted SLAs. One‑touch credit sign-off rate of 80% or higher. Loan application lap times under 45 days. Less than 5% rework. Risk activities completed on schedule. Consistent demonstration of core values and contribution to team culture. Zero credit losses. Qualifications \& Skills Minimum 3 years experience as a Credit Analyst, Credit Processor, Loan Processor in AUSTRALIAN MORTGAGE is required Strong understanding of AUSTRALIAN lending processes and credit principles. High attention to detail and strong analytical thinking. Ability to work under pressure and meet productivity expectations. Excellent communication skills and stakeholder management. Self-starter with the ability to learn quickly and work independently. Strong work ethic, integrity, and commitment to continuous improvement. Why Choose UsWork with a High-Performance Australian Client Base You will support a dynamic credit environment that values accuracy, speed, and high-quality decision-making. This exposure builds strong technical expertise and real-world lending knowledge. Work from the comfort of you own home Dayshift Schedule Weekends Off Leave Credits Equipment Provided Paid trainings and certifications Monthly and Quarterly Socials Career Growth in Credit and Risk A-Team, High-Performance Culture Supportive, Collaborative Environment Stable, Long-Term Engagement Job Types: Full-time, Permanent Pay: Php60,000\.00 - Php80,000\.00 per month Benefits Company events Paid training Work from home Work Location: Remote
Workforce CPO
